# What Is Planet?
"Decentralize The Planet's Finances"
[Planet](https://app.planet.finance/) is a decentralized financial protocol consisting of different planets, each their own application, designed to enable anyone to freely activate their capital. Planet enables access to open, decentralized financial services.
The Planet community is on the endless hunt for the best DeFi opportunities in the space. Planet either aggregates the best opportunity or creates it.
### Tokenomics
* [**AQUA**](/tokenomics/aqua) is a uniquely scarce cryptocurrency, designed to capture value & govern the planets.
* [**GAMMA**](/tokenomics/gamma) is a utility token that will power Planet Finance for eternity.
### **The Planets**
* [**Blue Planet**](https://app.planet.finance/) is your decentralized base, designed as an autonomous jump point to decentralized financial services.
* [**Green Planet**](https://app.planet.finance/lending) the first decentralized lending protocol with discount levels. Powered by GAMMA.
* **Pink Planet** is a unique marketplace giving artists the space to create, buy & sell digital assets.
### Core Features
* [**Vaults:**](/planets/blue-planet/vaults) One-click deposit & instantly earn yield on your crypto
* [**Pools:**](/planets/blue-planet/pools) Provide liquidity to earn trade fees and GAMMA
* [**Swap:**](/planets/blue-planet/swap) Instantly swap cryptos using trustless liquidity pools
* [**Lending:**](/planets/green-planet/supply) The first decentralized money market with discount levels
## Fair Distribution, Tokenomics & What Makes Planet Unique
* Planet is a yield-discovery protocol enabling anyone to create value for themselves using their crypto assets.
* AQUA is a uniquely scarce, deflationary governance token with an absolute max supply of 100,000.
* There was no "team token" allocation for AQUA.
* AQUA was fairly distributed over 200 days to vault stakers and liquidity providers by their participation.
* AQUA will continue to be bought & burned by the protocol forever, with on-chain, verifiable public records.
* AQUA holders control the direction of Planet, and own the Treasury.
* GAMMA was airdropped to AQUA holders based on a verifiably-random snapshot, powered by Chainlink.
* GAMMA is the incentive token earned for all economics activity on Planet. To see the [**full tokenomics**](/tokenomics/key-details) overview go [**here**](/tokenomics/key-details).
* GAMMA can be used to unlock discount levels & earn more GAMMA across the planets.
### **Welcome to Planet Finance.**
Find us on [Telegram](https://t.me/planet_finance) or [Twitter](https://twitter.com/planet_finance) and join us on our journey!
# AQUA
"A Uniquely Scarce Cryptocurrency"
AQUA sits at the center of Planet Finance & governs the planets.
With every second that passes, while people swap tokens, earn in vaults, lend, borrow, transform, buy/sell NFTs; value is captured by the protocol from fees charged to access these decentralized “services”. These “services” will continue to expand, exponentially increasing the flow of value created that is captured by the protocol and driven through AQUA.
With every passing second, AQUA becomes more scarce.
### **AQUA Overview**
**Ticker:** AQUA
**Contract Address:** [**https://bscscan.com/token/0x72B7D61E8fC8cF971960DD9cfA59B8C829D91991**](https://bscscan.com/token/0x72B7D61E8fC8cF971960DD9cfA59B8C829D91991)
**Blockchain:** Binance Smart Chain (BSC)
**MAX Supply:** 100,000 $AQUA
### **Distribution & Tokenomics**
AQUA has the fairest token distribution of any cryptocurrency. **No team tokens**, no pre-sale, no VC money. Your monetary energy placed in vaults & pools on Planet enabled anyone earn $AQUA. Early adoption has it's clear benefits [😉](https://emojipedia.org/winking-face/)
500 $AQUA was distributed daily, for 200 days.
Approximately 0.01736 AQUA was distributed per block (every 3 seconds).
**AQUA has finished minting. There will be no more AQUA minted ever.**
## AQUA's Utility
* Governance: Create & vote on proposals to shape the future of the Planets
* Capture protocol value as a % of fees will buy & burn AQUA
* Capture value generated by Planet's cross-chain expansion
* Utilized on Pink Planet for NFTs & Planet Finance NFTs
* Earn AQUA paid by borrowers of AQUA on Green Planet
* Earn GAMMA by supplying it to Green Planet
## Where To Get AQUA
The best place to swap AQUA is directly on Planet. The swap can be accessed from all planets and shares the same liquidity pools to facilitate swaps.
# Planet Treasury
AQUA holders run the world...
AQUA holders govern the Planet Treasury. As the treasury grows over time, AQUA holders can actively influence how the treasury allocates those resources
**Treasury Address:**
{% embed url="" %}
**Governance:**
vote.planet.finance
# GAMMA
“Energy cannot be created or destroyed; it can only be changed from one form to another.”
## **Overview**
**Token Name:** GAMMA
**MAX Supply:** 100,000,000 GAMMA
**Daily Distribution:** 100,000 GAMMA
**Contract Address:**
Once 100 Million GAMMA has been completely distributed, there will be no new GAMMA created. As the protocol earns & buys GAMMA it flows to the GAMMA reserve that will then be distributed to users of the protocol to continue to incentivize usage across all planets. This will ensure the longevity of Planet Finance. A full green paper will be released soon.
## GAMMA Token Utility
GAMMA is the **highest form of energy** in the universe & therefore it’s only right that it has infinitely expanding utility! Here’s the planned utility of GAMMA, this list will continue to grow as Planet Finance evolves.
* 3 Levels — Increased Yields & Reduced Fees Taken By The Protocol When Staking GAMMA Relative To Your Collateral
* Stake GAMMA To Earn More GAMMA (GAMMA Vault)
* To Incentivize Liquidity Providers In The GAMMA/AQUA Liquidity Pool
* Provides Incentive To Vaults & Liquidity Pools Across The Planets
* Liquidity Incentives to Suppliers & Borrowers On Green Planet
* Supply & Borrow GAMMA On Green Planet
* Buy & Sell NFTs With GAMMA on Pink Planet
* Incentive For Planet Finance Index Vaults
* Gamification Of Planet Finance
## How Does The GAMMA Discount Levels Work?
**Levels — Earn More & Pay Less To Borrow**
Staking GAMMA comes with a tremendous incentive to holders. Green Planet has 3 levels that allow you to both increase your yield by reducing your borrowing rate. The “stake ratio” refers to the USD value of your GAMMA staked as a percentage relative to the total amount of assets you’re supplying as collateral.
These stake ratio percentages refer to the USD value of your GAMMA staked as a percentage relative to the total USD value of assets you’re supplying as collateral.
1. Level 1 — (1–5%) — 5% discount on lending & borrowing
2. Level 2 — (5–10%) — 20% discount on lending & borrowing
3. Level 3 — (>10%) — 50% discount on lending & borrowing
Read the full medium article about Green Planet & GAMMA [here](https://planetfinanceio.medium.com/green-planet-gamma-tokenomics-44ba66dd1fad).
## Reserve Fund
All protocol profits that **aren’t used to buy or burn AQUA & GAMMA** go into the reserve fund. The assets that flow into the reserve fund will be used to either supply liquidity, burn AQUA or buy GAMMA unless the community votes to change this. Adding liquidity to the protocol is critical as it ensures there’s a liquidity buffer to allow users to pull their funds out of the protocol. To date, this has been a critical issue in other lending protocols where suppliers have had issues being able to fully remove their liquidity in a timely manner.
**The liquidity reserve combined with Planet's unique interest rate model will help mitigate this liquidity risk & minimize the time frame in which there’s any potential short term liquidity issues on Green Planet.**
## Utilizing Chainlink’s Pricing Oracles
Some of the largest problems with DeFi protocols have been Flash Loan attacks and manipulatable pricing data. Both of these are preventable by using Chainlink’s pricing oracles. A pricing oracle pulls in the current price of an asset from multiple sources, this makes it increasingly difficult for a bad actor to temporarily manipulate the price of an asset. We’ve completely removed the ability to do Flash Loans within the Green Planet Protocol.
We’re excited to announce that we’re going to be working with Chainlink Labs to implement Chainlink’s pricing oracles on Green Planet. Much more details to come on this as we approach the launch of Green Planet & GAMMA.
## GAMMA Allocation To The Foundation
100,000 GAMMA will be distributed each day, of that, 10,000 GAMMA will flow to the foundation. This GAMMA allocation will be used to fund ongoing development & innovation, legal costs, marketing expenses & more.
The mission is for GAMMA to be as fairly distributed as possible. The aim is to have the lowest “team allocation” in the DeFi space. As a reminder, ZERO AQUA was allocated to the foundation, all AQUA held by the foundation & contributors has been bought or earned.
## Incentive To Share Green Planet
The community has asked for an affiliate aspect to help grow Green Planet. **Details on this will be released in the future.**
###
# Utility
Unlock GAMMA's utility by staking in the Infinity Vault
### What is GAMMA's utility?
* Earn more when lending assets
* Pay less when borrowing assets
* Earn more providing liquidity
### What is Boost APY?
Boost APY is a new utility for GAMMA that can be unlocked by staking GAMMA in the Infinity Vault.
All pools and lending markets now have a new variable called **Boost Percentage**. This determines what % of the GAMMA allocated to this pool or market can be earned by depositors with no GAMMA vs. depositors with different amounts of GAMMA staked.
**Simply put, stake more GAMMA to earn more, faster.**
### **Example:**
Let’s say that the **BNB-BUSD** market is incentivized with **1,000 GAMMA/day** (from the farm) and the Boost Percentage is set at **50%**.
This means that 500 GAMMA is up for grabs based on your % of the total assets in the pool. This also means that the other 500 GAMMA is now up for grabs depending on your LP balance + your GAMMA staked in the infinity vault.
### **Boost APY Formula**
# Tokenomics
"The fairest distribution in the space"
# Deflationary
"Different is better than better."
Only 100,000 AQUA will ever exist.
Only 100,000,000 GAMMA will ever exist.
AQUA will be burned using a % of all fees generated across the planets.
GAMMA will be bought stored in the GAMMA reserve using a % of all fees generated across the planets.
Burning tokens is the most efficient way to drive value to all token holders fairly. It raises each AQUA holder's % of the total supply.
In a world where all fiat currencies are inflating at significant rates and most cryptocurrencies have endless supplies, something different was needed.
## What will contribute to the burning of AQUA?
The Planet community voted to take 35% of all fees generated by the protocol and burn AQUA.
# Blue Planet
"The best DeFi opportunities accessible through vaults and pools"
## What Is Blue Planet?
Blue Planet is your jump point to the exciting new world of decentralized finance.
By staking in vaults, yielding interest in liquidity pools & swapping tokens anyone can take back their financial independence and free themselves of the legacy system.
### [🔵](https://emojipedia.org/large-blue-circle/) [Blue Planet](https://app.planet.finance/)
# Base
"Decentralize the planet's finances"
Base provides a high-level view of your holdings, what's happening on Planet and is a one-click jump point to anywhere you'd want to go.
### Core Features
**Overview:** Instantly see your balance, APY, pending earnings & current level
**Projected Interest:** What your deposits can earn daily, weekly, monthly & yearly.
[**Vaults:**](/planets/blue-planet/vaults) One-click deposit & instantly earn yield on your crypto
[**Pools:**](/planets/blue-planet/pools) provide liquidity to earn trade fees and GAMMA
[**Swap:**](/planets/blue-planet/swap) Instantly swap cryptos using trustless liquidity pools
[**Lending:**](/planets/green-planet/supply) The first decentralized money market with discount levels
**AQUA Details:** Track supply, market cap, AQUA burned & treasury value
**GAMMA Details:** Track supply, market cap, daily mint & reserve value
# Vaults
"Single-Asset Staking To Earn Interest On Your Crypto"
### What are vaults?
Vaults are the simplest way for anyone to one-click deposit & instantly earn yield on their crypto assets. Yield is generated on deposited assets in the form of interest paid by borrowers, staking rewards and/or GAMMA rewards.
Vaults are your access point to escape the legacy system & participate in the brave new world of decentralized finance (DeFi).
### What type of vaults are on Planet?
1. **Standard Vaults (Green Planet Markets):**
* All assets deposited are supplied directly to Green Planet. Once deposited, you will receive [gTokens](/planets/green-planet/gtokens) which are your interest-bearing receipts to be able to withdraw your deposited assets in the future.
* Standard vaults allow you to earn multiple ways. You earn a "Supply APY" which is interest paid by borrowers (example: If you deposit BNB your deposited amount of BNB will grow as you earn interest paid by borrowers). You earn a "GAMMA APY" which is paid to you by the protocol for using it.
2\. **Boosted Vaults:**
* All assets are deposited into a strategy contract which deposits into other protocols to earn staking rewards for that particular token.
* The staking rewards earned are converted into GAMMA and can be collected by clicking the claim boost button.
* In addition to the staking rewards, depositors earn GAMMA from the protocol for using it.
* This enables even more value to pass through the GAMMA token, further **aligning the incentives of the protocol & the community**.
3\. **Infinity Vaults:**
* Time-locked vaults designed to drastically reduce the floating supply of AQUA & GAMMA, while driving voting influence and protocol value towards long-term stakers.
* Stake your gAQUA and gGAMMA to support the protocol & earn more GAMMA.
* 50% of withdraw fees flow back to infinity stakers.
* Doing a normal unstake costs 1% & takes 21 days to complete.
* Instant unstaking comes with a 5% fee.
* Learn more about infinity vaults here..
### How do I claim my vault earnings?
GAMMA earned on all Standard Vaults can be collected by clicking the claim button at the top right of the page. This will claim all pending GAMMA earned on standard vaults.
### Tutorial: How To Deposit In Vaults
1. Click on the vault that you'd like to deposit into
2. Click on Approve to approve the contract
3. Enter an amount to deposit in the vault and click deposit
### Tutorial: How To Withdraw From Vaults
1. Click on the vault that you'd like to withdraw from
2. Click on withdraw
3. Enter an amount that you'd like to withdraw and click withdraw
# Pools
"Provide liquidity to power decentralized exchanges, earn trade fees & GAMMA"
### What are liquidity pools?
Liquidity Pools (LP) are decentralized pools of two tokens that allow anyone to use them to swap one token for another. Planet charges 0.25% fees for all swaps. 0.13% of that is earned by liquidity providers & 0.12% goes to the protocol to burn AQUA & buy GAMMA.
Anyone can earn a share of trading fees by depositing a pair of tokens into the LP (this is known as "Adding liquidity").
### What types of liquidity pools are on Planet?
1. Planet LP's: These LP's live within Planet's AMM
2. Boosted LP's (Aggregated): These are the best LP opportunities from other protocols aggregated for you. The reward tokens earned here are converted into GAMMA & paid to depositors. In addition to that, you'll earn trade fees and more GAMMA paid to you by the protocol.
### What is "My Pools"?
Once you deposit any assets into pools, they will move up into the my pools column so you can easily track where you have active deposits.
### Tutorial: How do I add liquidity to a pool?
1. Go to the Pools page
2. Click on the pool that you want to deposit into
3. Click the purple Transform button
4\. Select the token and amount that you want to use to get LP tokens
5\. Approve the contract, and then after confirmation click Create LP
6\. Once you get your LP tokens, you can just deposit them into the pool to start earning.
### Tutorial: How do I remove liquidity from a pool?
1. Click on the pool that you have funds deposited in
2. Click on withdraw
3. Enter the amount you want to withdraw and then click withdraw
4\. After it confirms click deposit and then click the purple transform button
5\. Then click on Convert LP
6\. Enter the amount of LP tokens you want to convert & select the token you want to receive
7\. Once you click Convert and your transaction confirms you should have tokens in your wallet
# Swap
Planet's Automated Market Maker (AMM)
Planet's AMM is for swapping BEP20 tokens on BNB Chain. Planet's protocol uses an automated market maker (AMM) model where users trade against a liquidity pool. Users can easily add liquidity to these pools.
Learn how to provide liquidity [here](/planets/blue-planet/pools#tutorial-how-do-i-add-liquidity-to-a-pool)...
### Tutorial: How to swap tokens?
1. Make sure your wallet is connected
2. Select the token that you want to swap
3\. Enter the amount that you'd like to swap
4\. Approve the token and then click Swap
## Trade Fees
All swaps incur a 0.25% fee, that fee is allocated as follows:
* 0.13% to liquidity providers
* 0.12% to the protocol
Swap here:
# Infinity Vaults
Driving voting influence & rewards to long-term stakers
### What are Infinity Vaults?
Infinity vaults are time-locked vaults designed to drastically reduce the floating supply of AQUA & GAMMA, while driving voting influence and protocol value towards long-term stakers.
Infinity Vaults allow you to earn GAMMA rewards from Green Planet as well as GAMMA distributed from the farm!
**In addition to this, you will earn AQUA or GAMMA when others withdraw from the infinity vaults. 50% of their withdraw fee is paid directly to infinity vault stakers.** This is how infinity vault stakers are able to earn more than those who choose not to stake their gTokens in infinity vaults.
All GAMMA earned in the GAMMA infinity vault is auto-compounded for you. GAMMA earned by AQUA infinity stakers can be one-click staked into the GAMMA infinity vault (for zero fee).
### How do Infinity Vaults benefit the protocol?
* Drive more value to long-term holders
* Increased voting power for those locking their AQUA in the infinity vault
* Drastically reduce the “floating supply” of AQUA & GAMMA
* Increase the AQUA burn rate
* Increase the rate in which GAMMA is added to the reserve for redistribution
### What are gTokens?
gTokens are essentially receipts that you receive for your deposited funds. It’s the way the protocol knows who has what. When someone goes back to withdraw their funds, their gTokens are burned during that process. If you were to transfer your gTokens to another address or someone else, you are essentially giving away the right to withdraw what you’ve supplied to Green Planet. So, keeping that in mind, make sure to handle your gTokens safely.
### What are iTokens?
iTokens stands for "Infinity Tokens". When you deposit gTokens into infinity vaults, the protocol gives you back iAQUA or iGAMMA for your deposit. These iTokens are receipts for your deposits into infinity vaults. iTokens value should appreciate over time as they represent the ratio between iTokens/gTokens deposited into infinity vaults.
If you were to unstake from infinity vaults, you will burn iTokens during that process.
### AQUA Infinity Vault
* 5X Voting Power
* Earn More GAMMA
* 21 Days To Unstake
* Deposit Fee: 0.1%
* Standard Unstake Fee: 1%
* Instant Unstake: 5%
* Fee Breakdown: 50% Gets Burned & 50% To Infinity Stakers
* GAMMA earned can be one-click staked into the gGAMMA Infinity Vault to auto-compound your rewards
**gAQUA Address:** 0xb7eD4A5AF620B52022fb26035C565277035d4FD7
**AQUA Infinity Vault:** 0x6E7a174836b2Df12599ecB2Dc64C1F9e1576aC45
The APY shown on the AQUA Infinity Vault includes the APY earned from supplying AQUA on Green Planet. AQUA earned from others paying withdraw fees will be auto-compounded for you. As you earn GAMMA it can be one-click staked to the GAMMA Infinity Vault.
### GAMMA Infinity Vault
* Auto-Compounding
* Earn More GAMMA
* 21 Days To Unstake
* Deposit Fee: 0.1%
* Standard Unstake Fee: 1%
* Instant Unstake: 5%
* Performance Fee: 10% (on auto-compounded rewards)
* Fee Breakdown: 50% To GAMMA Reserve & 50% To Infinity Stakers
The APY shown on the GAMMA Infinity Vault includes the APY earned from supplying GAMMA on Green Planet. GAMMA earned from Green Planet & the farm contract will be auto-compounded for you several times per day.
### Tutorial: How To Stake
1. Click the blue + (plus) icon
2. Select the amount of AQUA that you want to stake
3. Click confirm
### Tutorial: How to Unstake
Unstaking from infinity vaults takes 21 days for your tokens to become transferrable again. Once you start unstaking from an infinity vault you will see a 21 day clock begin to count down. All assets that are in progress of unstaking & waiting for 21 days will not earn any GAMMA rewards during that time.
Any gQUA/GAMMA that is unstaking can be cancelled at anytime. Cancelling will return the tokens to your staked balance inside of the infinity vault & stop the unstaking process.
1. Click the red -(minus) icon on the Infinity Vault
2. Select the amount of AQUA that you want to unstake
3. Click confirm
### Tutorial: How to Instant Unstake
Keep in mind, instant unstaking comes with a 5% fee for breaking the 21 day unstaking period.
1. Click the yellow lightning bolt icon
2. Select the amount of AQUA that you want to unstake
3. Click the box to confirm you understand the fee for instant unstaking
# Green Planet
"Grow your monetary energy by lending & borrowing""
## What Is Green Planet?
[Green Planet](https://app.planet.finance/) is an incentivized, non-custodial lending protocol for earning interest on deposits and borrowing assets.
### What Makes Green Planet Different?
Green Planet is the **first** decentralized lending protocol to offer discount levels on lending & borrowing, by using the GAMMA utility token.
GAMMA is distributed to suppliers & borrowers enabling anyone to earn on their crypto, every 3 seconds. All loans taken by borrowers are over collateralized ensuring that there’s always capital in the protocol to protect the lender’s funds.
GAMMA is a non-inflationary token with **actual** utility.
### Use Cases For Green Planet
* Lend your crypto & start earning instantly
* Why sell your crypto when you can borrow against it & use it
* Create higher yield farming opportunities across the planets
* Earn a yield in a bull market, bear market, flat market
* Permissionless lending & borrowing
* You hold your keys, you remain in control
* Diversify your risk
## Lending
Lending on the Green Planet enables you to put your crypto work. While borrowers are borrowing your crypto, they're paying rolling interest. This interest is paid directly to you as the lender for the privilege of using your funds.
More savvy defi users use lending as part of their strategy to both de-risk and leverage up.
## Rolling Interest
Rolling interest is an absolute game-changer for the user experience of lending. Historically payments to lenders were made monthly, quarterly, yearly and sometimes not at all. It's a slow grind and very uneventful.
On Planet Finance your yield earned from lending your funds drips in, in real-time.
## Collateral & Borrowing
Lending your funds on the Green Planet increases your supply balance. This supply balance is your collateral. Having collateral on Green Planet allows you to borrow cryptocurrency on the open market. When you borrow crypto, the amount you borrowed and need to payback to free up your collateral, will slowly increase at the current APY you're paying to borrow the funds.
# Supply
"Deposit crypto assets to tap into instant interest."
### Tutorial: How To Supply To Green Planet?
1. Make sure you already have some of the token in your wallet
2. Click on the asset you want to supply
3. Click the Activate button
4\. Click MAX or enter the amount that you want to supply
5\. Click Supply, once confirmed you will have gTokens in your wallet
### Tutorial: How To Withdraw From Green Planet?
Make sure you've repaid what you've borrowed or that you have enough room in your borrow limit before withdrawing any collateral.
1. Click on the market that you want to withdraw from
2. Click withdraw
3. Click MAX or enter the amount that you want to withdraw
4. Click Withdraw
# Borrow
"Leverage the tools we have to improve our space"
### Why would anyone borrow assets?
Here's a few of the most popular reasons why:
1. To access capital without having to sell your position
2. To leverage up on an asset (example: supply Bitcoin, borrow a stablecoin, buy more Bitcoin)
3. To short an asset (example: supply BUSD, borrow Ethereum and sell it for BUSD)
### Tutorial: How to borrow on Green Planet?
1. Make sure you've got assets supplied and collateral turned on
2. Click on the asset you want to borrow
3. Click MAX or enter the amount that you want to borrow
### Tutorial: How to repay borrowed assets?
1. Make sure you have the asset in your wallet that you want to repay
2. Click on the asset you want to repay
3. Click MAX or enter the amount that you want to repay
4. Enable the market and then click repay
# Metrics
"Dive deeper into the protocol"
Metrics offers in-depth look at what's happening at the protocol level for both AQUA & GAMMA.
In real-time you can:
* Track AQUA bought & burned by the protocol
* View the treasury balance that AQUA holders control
* Track GAMMA bought & held in the GAMMA reserve
* Much more to come...
# Markets
"An overview of the supply & borrow markets"
[Markets](https://app.planet.finance/) offers a different way to look at Green Planet.
# FAQ
This will be available soon.
# gTokens
"Interest-bearing tokens from Green Planet"
### What are gTokens?
gTokens are interest-bearing tokens that function as your receipt to be able to withdraw your deposited positions. So if you were to deposit 100 BUSD, you'd receive gBUSD. Over time, the value of your gToken should continue to rise as its value comes from the ratio between outstanding gTokens vs. the total amount of BUSD in the contract.
### How do I get gTokens?
If you deposit assets in the planet vaults on the vaults page or if you supply any assets on Green Planet, you will receive gTokens from the protocol.
### gToken Contract Addresses
**gGAMMA:** [0x0c6dd143F4b86567d6c21E8ccfD0300f00896442](https://bscscan.com/address/0x0c6dd143F4b86567d6c21E8ccfD0300f00896442)
**gAQUA:** [0xb7eD4A5AF620B52022fb26035C565277035d4FD7](https://bscscan.com/address/0xb7eD4A5AF620B52022fb26035C565277035d4FD7)
# Pink Planet
"A unique marketplace giving artists the space to create, buy & sell digital assets."
Full details to come...
# Interplanetary Roadmap
Don't underestimate what can be accomplished in a light-year
**PLANETS**
* [x] **Blue Planet -** The best stablecoin yield aggregator in defi
* [x] **Green Planet -** Decentralized lending protocol with discount levels
* [ ] **Pink Planet -** An NFT Marketplace powered by AQUA & GAMMA
* [ ] **Purple Planet -** A revolutionary insurance protocol for your crypto
**CORE FEATURES**
* [x] **Swap -** Trade tokens instantly on Planet Finance's swap.
* [x] **Liquidity Pools -** Add & remove liquidity in active liquidity pools.
* [x] **Analytics** - Insights into Planet Finance's DEX, liquidity & fees.
* [x] **Lend & Borrow -** Supply & borrow assets on the decentralized money market
* [x] **Metrics** - Command stations view of everything happening on Planet Finance
* [ ] **Limit Orders** - Set buys & sells at specific prices to execute automatically
* [ ] **Affiliates** - Incentivized gamification to expand the Planet Finance community
* [ ] **Native App** - An easy to use mobile app creating access for anyone to start using the protocol
* [ ] **Expanding Governance** - Improved tools to help the community govern Planet Finance
* [ ] **Stablecoin**
**COMMUNITY**
* [x] **Initial Governance** - AQUA holders vote on new vaults, LP's & features.
* [ ] **Planet Finance NFT Collections** - Initial sales will burn AQUA.
* [ ] **Utility NFTs -** Holding NFTs enable "special abilities". Minted with AQUA.
* [ ] **Merch Store** - Look good. Feel good. Yield good.
* [ ] **Governance** - AQUA holders vote on new vaults, LP's & features.
**CROSS-CHAIN EXPANSION**
* [ ] **Avalanche Subnet** - Expand Planet to the Avalanche Blockchain using AQUA for gas fees
# Why Crypto?
"What matters."
## The financial world is rapidly changing.
* Countries are printing money at historic rates.
* DeFi is freeing humanities finances while algorithmically guiding value creation forward.
* Governments have the ability to print as much money as they choose to with no public visibility on how both tax revenue & newly inflated dollars are allocated.
* Money printing dilutes your wealth, relative to the total supply.
## Own The Infrastructure Of The Future
It's clear the world is being rebuilt on smart contracts on blockchains using tokens.
The cryptocurrencies that "win" and help shape our future, offer individuals a way to own a piece of the protocol. This is historic.
# Why Stablecoins?
"Stability in an unstable world"
## Bull Markets
In a bull market there's tremendous demand for stable coins. People want to secure their gains. Having funds in a stable coin gives you the ability to "buy the dip". Also, businesses need resource stability to be able to predictably plan for future capital allocations. Earning significant yield on your stable coins in a bull market allows you to compound your stable coins or dollar cost average into your favorite cryptos.
## Bear Markets
In a bear market the demand for stable coins is even larger. Bear markets feel like the world is falling around you. When the price of everything is falling relative to dollars, stable coins are the best thing to be holding. Earning significant yield on stable coins in a falling market amplifies your gains.
## All Markets
Every individual investor & institution in the world wants to be able to make returns in flat markets. Two fantastic ways to do that is through lending & liquidity providing. The Blue Planet on Planet Finance will be the best place to do that for stable coins. Earning consistent returns in flat markets allows for further risk diversification to protect yourself and also enables individuals & entities to plan ahead financially.
# 🗳️ Voting & Building The Future
"Token holders shape the future of Planet Finance"
### **Governance is actively happening here:**
The Planet Finance community is responsible for shaping the long term direction of the project. Our initial starmap is robust with some amazing things on it but we need the entire communities as we grow & expand.
### **You'll be able to submit proposals and vote on things like:**
* Adding new vaults & liquidity pools
* Adding new pages & features
* Brand updates
* UI/UX improvements
* Fee adjustments
Before submitting a proposal & to get maximum exposure, we recommend presenting your idea to the Planet Finance community on [Twitter](https://twitter.com/planet_finance) & in our [Telegram community](https://t.me/planet_finance) here:
## What does a proposal need to qualify?
* To create a new proposal you must hold a minimum of 1 AQUA
* For a vote to be considered valid it needs at least 10% of the circulating supply of AQUA to vote in the proposal
* For a vote to be considered valid it needs to have at least 69% of the votes for it.
* All proposals must be active for a minimum of 7 days.
**All 4 of these must be met or a proposal will be considered invalid.**
# Social Accounts & Support
"Connect with us & get your questions answered!"
### 🐦 Twitter
### 📰 Blog (Medium)
### 💬 Telegram
### [📧](https://emojipedia.org/emoji/%F0%9F%93%A7/#:~:text=%F0%9F%93%A7%20E%2DMail%20Symbol%20Emoji) Email
For all support inquiries visit our telegram group or email us at ****
# Wallets & Risk Mitigation
Rule #1, don't lose money. Rule #2, don't forget Rule #1.
### Web **Wallets**
[MetaMask](https://chrome.google.com/webstore/detail/metamask/nkbihfbeogaeaoehlefnkodbefgpgknn?hl=en) (recommended)- The original browser extension wallet
[Binance Chain Wallet](https://chrome.google.com/webstore/detail/binance-chain-wallet/fhbohimaelbohpjbbldcngcnapndodjp?hl=en) - The official browser extension wallet for Binance Smart Chain
### Mobile Wallets
[SafePal](https://safepal.io/) (recommended) - An all in one mobile wallet with access to decentralized app
[Trust Wallet](https://trustwallet.com/) - A simple & secure mobile wallet that supports BTC, ETH, BSC & more
### **Best Practices**
* Never give your private keys to anyone, ever.
* Store your private keys/seed phrase off line and ideally in a safe
* Always log out of your browser extension wallet after using it
* Never log in to your account or type in your private key on open public wifi like cafe's or airports
* Understand the difference between blockchains. BTC (Segwit). ETH (ERC20). BSC (BEP20). Sending crypto to an address on the WRONG chain will make you LOSE YOUR FUNDS.
### Insurance
Planet Finance is in the process of creating the Purple Planet which is a free market insurance protocol. Insurance will enable you to pay a premium to be insured against various risks. More details to come on free market insurance on Planet.
# Quality Assets Only
"Quality is all that matters."
## What's the problem?
Most DeFi projects seem willing to list any project if they see an opportunity to make money doing so. This vastly increases risk to their community who put their trust in the platforms they place their monetary energy with.
We believe in a better way forward.
## How does Planet Finance solve this?
We want to list trusted & proven projects only. Any tokens or aggregated protocols listed on the planets are all large, audited & trusted projects. The community of course will be able to vote on future vaults/pools to list on the planets.
We believe in having only the highest of standards when adding new yield-generating opportunities onto the platform.
# Impermanent Loss
Learn what impermanent loss is and how you can avoid it on Planet Finance
### What is impermanent loss?
Impermanent loss happens when you provide liquidity to a liquidity pool, and the price of your deposited assets changes compared to when you deposited them. The bigger this change is, the more you are exposed to impermanent loss. In this case, the loss means less dollar value at the time of withdrawal than at the time of deposit.
**Here's examples at different price changes showing how impermanent loss can effect your holdings vs. if had you just held the assets outside of the liquidity pool:**
* 1.25x price change = 0.6% loss
* 1.50x price change = 2.0% loss
* 1.75x price change = 3.8% loss
* 2x price change = 5.7% loss
* 3x price change = 13.4% loss
* 4x price change = 20.0% loss
* 5x price change = 25.5% loss
Pools that contain assets that remain in a relatively small price range will be less exposed to impermanent loss. **Stable coins for example, will stay in a relatively contained price range. In this case, there’s a smaller risk of impermanent loss for liquidity providers (LPs).**
To **learn more** about impermanent loss from Binance go [here](https://academy.binance.com/en/articles/impermanent-loss-explained).
### How can impermanent loss be avoided on Planet Finance?
Stable coins are designed to be stable and hold their value at $1. Within liquidity pools containing a stable coin on both sides (BUSD-USDC for example), neither assets price should fluctuate significantly. In rare cases when they do, the market is incentivized to quickly bring the price back to $1.
Therefore providing liquidity in dual stable coin pools allows you to have stability on both assets you've put into the pool as well as reap the benefits of earning transaction fees when others trade the tokens you've put into the pool.
### Where there can be impermanent loss on Planet Finance
For those providing liquidity in the GAMMA-BNB LP or any non-stable coin LP's, impermanent loss is a factor worth considering. Both $GAMMA and $BNB have prices that fluctuate. Extra $GAMMA is allocated to this pool and you also earn trade fees that happen in this liquidity pool. The $GAMMA you earn, as well as trade fees received are designed to help offset any impermanent loss one might face while trying to provide liquidity.
# Get In Our Orbit
"All we do is build."
Planet Finance is open to potential partnerships with any projects doing something game-changing!
For any individuals, projects or companies interested in working together please email us at ****