# Green Planet ![Green Planet](/files/HQLsp3hUeLwNKmgoCI0X) ## What Is Green Planet? [Green Planet](https://app.planet.finance/) is an incentivized, non-custodial lending protocol for earning interest on deposits and borrowing assets. ### What Makes Green Planet Different? Green Planet is the **first** decentralized lending protocol to offer discount levels on lending & borrowing, by using the GAMMA utility token. GAMMA is distributed to suppliers & borrowers enabling anyone to earn on their crypto, every 3 seconds. All loans taken by borrowers are over collateralized ensuring that there’s always capital in the protocol to protect the lender’s funds. GAMMA is a non-inflationary token with **actual** utility. ### Use Cases For Green Planet * Lend your crypto & start earning instantly * Why sell your crypto when you can borrow against it & use it * Create higher yield farming opportunities across the planets * Earn a yield in a bull market, bear market, flat market * Permissionless lending & borrowing * You hold your keys, you remain in control * Diversify your risk ## Lending Lending on the Green Planet enables you to put your crypto work. While borrowers are borrowing your crypto, they're paying rolling interest. This interest is paid directly to you as the lender for the privilege of using your funds. More savvy defi users use lending as part of their strategy to both de-risk and leverage up. ## Rolling Interest Rolling interest is an absolute game-changer for the user experience of lending. Historically payments to lenders were made monthly, quarterly, yearly and sometimes not at all. It's a slow grind and very uneventful. On Planet Finance your yield earned from lending your funds drips in, in real-time. ## Collateral & Borrowing Lending your funds on the Green Planet increases your supply balance. This supply balance is your collateral. Having collateral on Green Planet allows you to borrow cryptocurrency on the open market. When you borrow crypto, the amount you borrowed and need to payback to free up your collateral, will slowly increase at the current APY you're paying to borrow the funds. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.planet.finance/planets/green-planet.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.